More and more Quebecers, affectionately called snowbirds for over 50 years, are choosing to spend the winter months in sunny destinations, mainly Florida. However, to fully enjoy this seasonal adventure, careful preparation is essential. Here is a practical guide to organize your departure and maximize your experience during the winter.
Take Care of Your Health Before You Leave
Before flying or driving to the United States, it’s crucial to make sure your health is in order. While Florida does not require specific vaccines for travelers, some countries do. Don’t forget to schedule an appointment with your doctor to receive any necessary vaccines, as these are generally not covered by the RAMQ
Take this opportunity to renew your prescription and visit your dentist for a routine check-up. It’s also recommended to keep a health log, listing your medications, allergies, and any specific medical conditions, to be prepared for any emergency situations.
Prepare Your Home and Personal Belongings
When you’re leaving for several months, it’s important to ensure that your home is secure.
Secure Your Home
Ask a friend or family member to regularly check on your home, take care of your plants, and collect the mail. A weekly visit is ideal.
Empty the refrigerator before leaving, or even unplug it to avoid bad smells. Don’t forget to turn off the water taps and lower the heating temperature.
Manage Your Payments
If you pay your bills by automatic withdrawal, make sure your account is sufficiently funded before leaving. For online payments, plan them in advance so nothing is forgotten.
Check Your Travel Documents
Before leaving for abroad, it’s important to ensure that all necessary documents are up-to-date and ready. A quick review can help you avoid unnecessary hassles and ensure a smooth trip. Take the time to check the following:
Passport and Travel Documents
Before leaving, it’s crucial to verify that your passport is current and valid for the entire duration of your stay abroad. An expired passport can lead to unforeseen complications, preventing you from traveling or entering certain countries, including the United States. Be sure to renew your passport well in advance to avoid last-minute stress.
Depending on your destination, other documents may be required, such as a visa or specific authorizations. For snowbirds planning long stays abroad, it’s especially important to ensure that you have all the required documents. To know the requirements for your destination country, consult the travel advice and advisories by destination from the Canadian government.
It’s also wise to make photocopies of these essential documents, as well as any other important ID. Keep these copies in a different place from your wallet or luggage, preferably in a secure safe or another easily accessible, separate location. This will allow you to quickly retrieve them in case of loss or theft of your original documents.
Insurance
Check that your home insurance remains valid during your absence. Ensure that your policy covers the period you’ll be abroad.
As for travel insurance, it is highly recommended to purchase a policy that covers both medical care abroad and trip cancellations. This will protect you in case of illness or unforeseen incidents, whether before your departure or during your stay. Also, verify that your insurance covers emergency medical expenses abroad, hospitalizations, and any other healthcare needs, and that the coverage duration matches your travel period.
Bank Cards and Currency
Before you leave, make sure to inform your bank and your credit card issuer about your stay abroad. This will help avoid your transactions being blocked for security reasons, a common inconvenience for travelers.
As for currency, make sure you have some local cash on hand for your first few days, so you don’t have to search for an ATM upon arrival. These financial precautions will allow you to enjoy your stay with peace of mind.
Maintain Your Vehicle
If you’re leaving a car behind, ensure that it’s ready to face the winter. Have essential components such as the battery, alternator, and tires checked. If you’ll be gone for an extended period, consider having the alternator belt and other components that may deteriorate during your absence inspected.
Take Care of Your Tax Obligations and RAMQ Coverage
Before leaving, it’s important to check the duration of your stay abroad. For example, if you stay more than 183 days in the United States, you may be considered a U.S tax resident. This could result in additional tax obligations and affect your health insurance coverage.
Moreover, to remain covered by the RAMQ, you must not spend more than 183 days outside of Quebec during a calendar year. If you plan a prolonged absence, you will need to regularize your situation with the RAMQ. Be sure to contact them ahead of time to avoid any interruptions in your coverage.
Successful Preparation for a Stress-Free Winter
Planning an extended stay abroad takes time and attention to detail, but these efforts will allow you to leave with peace of mind and fully enjoy your experience as a snowbird. Be sure to take care of all aspects related to your health, travel documents, finances, and home before you leave.
For those who prefer a more flexible solution or need temporary accommodations after their stay abroad, short-term stays in senior living are an excellent alternative. These stays offer a secure environment, services tailored to your needs, and peace of mind for you and your loved ones.
At Bonjour Résidences, we are here to assist you in finding the ideal senior living, even from a distance if you are a snowbird. Contact us at 1 844 918-1020 to simplify your transition and enjoy personalized service tailored to your needs.